Chloe Richardson | Debtscotland.net

Need For Venture Capital Steady in Questionable Economy

The downward trend of the economy continues. An old axiom in business says that the best time to start a business is during an economic downturn, but all indications point to the same downward trend in available venture capital.

It seems that most venture capital groups are sitting on cash, riding out the uncertainty that dominates the economy. It’s not that the money isn’t there; the groups are just unwilling to take a chance right now. Why is that?

The goal of most start-ups is to make it to initial public offering (IPO) or to be acquired by another company. The rate of failure in business start-ups is alarming. With the rise in fuel costs comes a rise in the cost of everything else, including capital equipment, labor and supplies, as well as construction and real estate. Companies that will not invest in their own business are very …

Financial Plan

The Benefits of Taking Professional Financial Advice

July 31, 2019August 20, 2019 - by Chloe Richardson

Taking control of your finances can be an important step in securing your financial future. Taking professional financial advice can help you on your way.

The Benefits of Taking Professional Financial Advice — image source

Many of us will go through life without ever seeking financial advice from professional financial advisor, taking advice instead from friends, colleagues and online resources. While this may serve your needs to a certain extent you could be losing out.

You may want to seek professional financial advice if, for example:

You are considering taking out a mortgage
You are looking to join a pension scheme
You are looking for an insurance deal
You are considering taking an annuity
You are looking to make an investment

The financial market is a complex place, with a huge range of products available whatever kind of service you are looking for. From mortgages and investments to savings and pensions, the vast array of products in each …

Financial Statement

Finance Is usually Baffling – Get Some Clarity With an Independent Financial Advisor

June 27, 2019August 20, 2019 - by Chloe Richardson

Handful of people definitely realize the particulars in the finance industry, so a financial advisor is essential to obtain the top out of the investments. It may appear like you would not will need to have an independent monetary advisor, but private finance touches us all, irrespective of what our position.

Finance Is usually Baffling - Get Some Clarity With an Independent Financial Advisor — image source

Pensions are a prime example of how beneficial a economic advisor may be. Millions of persons have pensions of some sort. Some contribute to employer-led schemes, and a few will be claiming a public-sector pension in retirement, but a large quantity of us have a private pension, and understanding one particular of those may be a complicated job. Fortunately, an independent monetary adviser can help guide you through your selections that will help you to cease worrying about retirement arranging, and love your life!

A financial advisor can let you enjoy retirement in comfort

It seems like …

Financial Plan

Successful Ways to Manage Your Debt

June 22, 2019June 22, 2019 - by Chloe Richardson

Debt comes in all forms, a mortgage, a personal loan, a car loan, and student loans. Then there’s a multitude of credit cards and maybe even some medical expenses. Before you know it what you bring in each month is rotating straight around and exiting out the back door. The good news is that you can reduce your debt and start to see some of your hard-earned money remain in the bank.

Creating a Plan

You may currently have piles of bills sitting on a table with no way to pay them and choose to ignore them. However, they won’t go away. If you don’t pay them you will soon receive letters from collection agencies, flowed by many phone calls. Once this takes place your credit score is now in a poor status. In order to unravel the debt you’ll need to borrow money from a family member, or if …

Line & Credit Business

Be Careful When Using Online Banking

May 16, 2019May 24, 2019 - by Chloe Richardson

image source

Online banking is an incredibly convenient way to manage your finances. Nearly every bank and credit card company allows for some type of online banking. This is simple. You have a specific log in that will lead you to all of your financial information. You can often pay bills and transfer money through online banking. Unfortunately, bank online is done through computer and the Internet, which have a habit of being insecure. If you are not careful when using online banking, you could be giving away your personal banking information to others. There are a few things that you can do to ensure that you are careful when utilizing online services.

Secure Log In Check

Before you sign in and use an banking online program, you should check the bottom of the web browser. In the bottom left hand corner will be a small yellow lock. This lock …