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For many firms, financing cash flow for their business is usually like riding a continuous roller coaster.

Sales are up, then they do down. Margins are fantastic, then they flatten out. Cash flow can swing back and forth like an EKG graph of a heart attack.

So How Do You Go About Financing Cash Flow For These Kinds Of Organizations?

1st, you need to accurately know and handle your month-to-month fixed charges. No matter what takes place during the year, you should be on prime of what amount of funds is going to be necessary to cover off the recurring and scheduled operating expenses that will happen irrespective of whether you make a sale or not. Performing this monthly for a complete twelve-month cycle supplies a basis for cash flow choice production.

Second, from exactly where you might be at ideal now, determine the number of funds offered in cash, …

Financial Management

People Are the Key to a Strong Business

December 9, 2020December 9, 2020 - by Chloe Richardson

You want your small business to thrive. It provides income you need to care for your loved ones. It employs people who rely on their income to make ends meet. Your business needs happy employees and satisfied customers to flourish. The good news is that empowered employees are motivated to serve customers, and fulfilled customers keep your business income steady. Taking care of everyone associated with your small business — including yourself — is the simplest formula for a healthy company.

Value Your Employees

You’ve hired good employees for your business, and you want them to be invested in the company’s survival. You want them to know you value their presence on your team. Incentives can show employees how much they mean to you. In addition, flexible work arrangements can allow employees to save money on child care, spend more time with loved ones, or even travel and work from …

Small Business Loans

Business Loans In Canada: Financing Options Through Option Finance & Traditional Funding

November 28, 2020December 28, 2020 - by Chloe Richardson

Business loans and finance for a business just may have gotten good again? The pursuit of credit and funding of cash flow options for your business often seems like an eternal challenge, even in the best of times, let alone any industry or economic crisis. Let’s dig in.

Since the 2008 financial crisis, there’s been a lot of change in finance options from lenders for corporate loans. Canadian business owners and financial managers have excess from everything from peer-to-peer company loans, varied alternative finance options, as well of course as the traditional financing offered by Canadian chartered banks.

Those online business loans referenced above are popular and arose out of the merchant cash advance programs in the United States. Loans are based on a percentage of your annual sales, typically in the 15-20% range. The loans are certainly expensive but are viewed as easy to obtain by many small businesses, …

Finance Consultant

Business Capital Solutions In Canada: Accessing Right Cash Flow & Commercial Financing

November 20, 2020December 28, 2020 - by Chloe Richardson

Business capital requirements in Canada often boil down to some basic truths the business owner/financial mgr/entrepreneur needs to address when it comes to financing for businesses.

One of those truths? Knowing the true state of their financial condition and what financing they do and don’t qualify for when it comes to meeting commercial lending requirements in Canadian business.

Business Loans In Canada

Whether you are a smaller or start-up firm looking for information on how to get a business loan or a larger established firm looking for growth financing or acquisition opportunities we’re highlighting 3 mistakes that commercial loan seekers like your company need to avoid making when addressing, sourcing, and negotiating your cash flow/working capital and commercial financing needs.

Understand the true condition of your company finances – These are almost always successful addressed when you spend time on your financials and understand how your financial statements reflect your

Financial Statement

Is Now A Good Time To Invest Money And Buy Shares Amid The Coronavirus Pandemic?

November 12, 2020November 12, 2020 - by Chloe Richardson

Global stock markets never looked as choppy as this. Markets suffered substantial falls earlier this year when Covid-19 become widespread and countries lockdown. The FTSE 100 began to level out as investors started to feel more confident, and in early June, it even hit a three month high. But it was announced in August that the UK was officially in recession, and fell again down the Footsie.

The FTSE 100 has fallen 20 percent since the beginning of the year, as it did on August 14. The yellow metal’s price plunged in March, but it has recovered sharply. Overall, as of August 14, it’s up 28 percent since the beginning of the year.

With lower share prices, though, now might be a good time to pick up some bargains. Gemma Godfrey, Times Money Mentor’s executive editor, discusses the possibility of closing down pubs, restaurants, theaters, and cinemas. Some buyers have …

Financing Cash Flow Peaks And Valleys